Analytics & Risk
The Analytics tab covers the questions Overview doesn’t have room for:
| Sub-tab | What it shows |
|---|---|
| Performance | Historical portfolio value, benchmark comparison, drawdown |
| Risk | Volatility, beta, and risk decomposition across holdings |
| Exposure | Sector tilt, concentration, and how “diversified” your portfolio actually is |
| Signals | Aggregated verdict and confidence spectrum across all holdings |
| Market Context | Regime classification and how it’s shaping the rest of the analytics |
Charts are rendered with Chart.js and loaded lazily, so the Analytics tab doesn’t cost anything until you actually open it.
Reading the confidence spectrum
Section titled “Reading the confidence spectrum”Verdicts aren’t binary. A “Hold” with high confidence and a “Hold” with low confidence mean different things — the confidence spectrum view is where that distinction actually becomes visible instead of getting flattened into one label.
Reading exposure
Section titled “Reading exposure”Exposure analytics exist specifically to answer the “is this actually diversified” question. A portfolio can look balanced by position count and still be one sector-wide bet — this is the view that will tell you if that’s what’s happening.
What your funds cost you
Section titled “What your funds cost you”Every fund charges a fee whether or not you ever notice it. The fee view turns each fund’s expense ratio into the number that actually matters: dollars per year, at your position size, plus what that compounds to over a longer horizon — including the growth those fees never got to earn.
Two honesty rules apply:
- The long-horizon figure is a projection under a stated growth assumption, not a forecast. The assumption is printed next to the number.
- A fund whose expense ratio can’t be read is listed as fee unknown, never charged $0. Individual stocks don’t carry an expense ratio at all, so they’re left out of the fee math rather than counted as free.
Do your ETFs own the same thing?
Section titled “Do your ETFs own the same thing?”Holding three funds isn’t diversification if they hold the same companies. The overlap view compares each pair of your ETFs and shows what they share.
It compares each fund’s top 10 published holdings — that’s what’s freely available, and the view says so rather than implying it has seen the full book. Two S&P-heavy funds will show a high overlap; that reading is real, but it’s a floor, not the whole picture.
What your holdings pay you
Section titled “What your holdings pay you”The income view is the other side of holding: not what your positions are worth, but what they pay you. It turns each holding’s forward dividend rate into annual cash at your position size, totals it, and shows the blended yield across the holdings that actually pay.
Holdings that pay nothing are named, never counted as $0 income padding the coverage. Each payer shows its yield on today’s price, and an ex-dividend heads-up appears when a payment’s cutoff date is near — the date by which you need to own the shares to collect the next one. A per-share dividend larger than the share price is rejected as bad data rather than trusted.